Question: If I switch to passkeys and my phone gets lost or stolen, am I locked out?
A
Answer: Usually nothing is lost. Passkeys saved to iCloud Keychain, Google Password Manager, Microsoft Password Manager or a password manager like 1Password are backed up and come back when you sign in on a new phone, as long as you can pass that system's check. Passkeys stored only on one device, such as Windows Hello or a hardware security key, are gone with it, but your accounts aren't: you get back in through each site's normal recovery.